About Us
Fannie Mae is a government-sponsored enterprise that provides mortgage financing to support homeownership and rental housing in the United States. The organization operates in the secondary mortgage market, purchasing and guaranteeing mortgages from lenders to help maintain liquidity and stability in the housing finance system.
Through its financing programs, Fannie Mae supports mortgage lending for both homebuyers and rental housing. The organization plays a central role in sustaining the long-term, fixed-rate mortgage market, including the 30-year fixed-rate mortgage that has been a dominant product in the U.S. housing market since the 1950s.
Fannie Mae provides a consistent source of mortgage credit intended to support homebuyers and renters across the country and contributes to the functioning of the broader housing finance system.