About Us
Independent Bank is a community banking institution headquartered in Grand Rapids, Michigan, that provides retail and commercial financial services across Michigan’s Lower Peninsula. Founded in 1864 as First National Bank of Ionia, the bank offers deposit products, mortgage lending, commercial loans, treasury management, and wealth advisory services to individuals, businesses, and institutional clients. Independent Bank operates a network of branches and supports personalized banking solutions for customers and local communities.
The bank engages in community development and affordable housing initiatives, partnering with organizations to support the acquisition, rehabilitation, and construction of income-restricted rental housing and participating in Federal Home Loan Bank Affordable Housing Program grants. It has invested capital in affordable housing equity funds and collaborates with developers and nonprofit partners to increase access to affordable homes in Michigan.
Independent Bank also participates in community impact programs that support small business growth, homeownership, and financial empowerment in the markets it serves.