Underwriter IV- Tax Credit

Locations: Louisville, KY; Atlanta, GA; Boston, MA; Portland, OR

Employment Type: Full-time

Requisition ID: R217613

About the Employer

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success.

Role Summary

This role is based in-office and works independently with little or no oversight. The Underwriter IV exercises exception and elevated approval authority, preparing offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. The position serves as a subject matter expert for certain asset classes and functions as a coach, work lead and trainer for the group.

What You'll Do

Work independently using independent judgment to identify risks and mitigants, preparing offerings and/or scorecards by analyzing credit, collateral strength and financial worthiness of loan/transaction parties
Perform ongoing credit risk management for assigned portfolio as relevant
Coach and/or review the work of other underwriters and fill in for manager as required
Contact internal/external customers and other parties to gather information and clarify inconsistent, incorrect or missing information
Perform relevant pre-approval and post-approval activities
Identify and/or confirm all external regulatory requirements and ensure internal policies/procedures are followed
Make recommendations on credit decisions or make credit decisions directly as appropriate
Demonstrate knowledge of IRS Code Section 42 and 47, equity structures and documentation, market research including onsite inspections and market comp analysis, and 3rd party or external guidelines

Required Qualifications

Bachelor's degree
5+ years of industry-relevant experience
Knowledge of underwriting, credit analysis and verification, and decision making and critical thinking
Competencies in accuracy and attention to detail, managing multiple priorities, market research, real estate development, real estate practice, real estate property data analysis, real estate sales closings and agreements, and regulatory environment in financial services

Preferred Qualifications

Credit decisions and financial analysis skills
Experience identifying risks and process improvements
Results-oriented approach
Risk assessment expertise
Coaching others

Compensation

$65,000–$179,400. Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Benefits

Medical/prescription drug coverage with Health Savings Account feature, dental and vision options, employee and spouse/child life insurance, short and long-term disability protection, 401(k) with PNC match, pension and stock purchase plans, dependent care reimbursement account, back-up child/elder care, adoption/surrogacy/doula reimbursement, educational assistance including select programs fully paid, robust wellness program with financial incentives, maternity and/or parental leave, up to 11 paid holidays each year, 9 occasional absence days each year, and 15 to 25 vacation days each year depending on career level and years of service.

How to Apply

This opening is expected to be posted for two business days from 04/07/2026, although it may be longer with business discretion. If an accommodation is required to participate in the application process, please contact AccommodationRequest@pnc.com with "accommodation request" in the subject line, including your name, the job ID, and your preferred method of contact. You may also call 877-968-7762 and say "Workday" for accommodation assistance.

Additional Information

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

Equal Opportunity Statement

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

PNC Real Estate jobs

Underwriter IV- Tax Credit